A gift card is being donated to charity on my behalf in exchange for this blog post. All opinions are my own.

Your last-minute gifts don’t need to look or feel last minute. In fact, last minute can be the most meaningful. Charity On Top gives you a great way to give last minute gifts in minutes!

In minutes, buy a digital gift card from charityontop.org, send via email right to your recipient, and your recipient can then redeem the gift card to THEIR favorite nonprofit organization. Recipients easily can choose from more than 1.8 million charities from throughout the United States. Instructions on easy redemption is included right on the digital cards.

When purchasing your digital gift card, you can choose from hundreds of designs, including winter- and holiday-themed images. Or for a really unique and personalized gift, provide your own favorite photo.

The gift cards can be purchased for as little as $5, and because Charity On Top is a 501(c)3 nonprofit, your purchase is completely tax-deductible. Charities receive the face value of the original gift card less a nominal 3.75% to cover credit card processing and administrative fees, but the majority of buyers choose to cover this fee at checkout so 100% goes to the charity.

This is really a great gift for those who are hard-to-shop-for or for anyone who wants to pay-it-forward and make an impact. It’s also a great way to teach kids about the spirit of giving and helping those less fortunate. I know I have often received the “we made a donation to our favorite charity in your name” holiday greetings but Charity On Top allows your recipient to use the gift cards to support the charity that is most important and meaningful to them.

Charity on Top was co-founded by Marchelle Sellers and Kathy Selders, two friends who worked in nonprofit for over twenty years and understand how hard charities work to raise necessary funds. Understanding that people often support causes because of a personal connection, they created Charity On Top as a unique and personal way for people to pay it forward and give the gift of charity. charityontop.org

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